If you provide professional services or advice, you need a Professional Liability policy. Professional is also known by some as Errors and Omissions Insurance Coverage. This coverage protects businesses and professionals from claims of negligence, mistakes, or failure to deliver…
If you own a plumbing business in Minnesota, having the right Workers’ Compensation (Work Comp) insurance is a very important part of protecting your plumbing business It is also likely one of your largest expenses. Work Comp protects your employees…
When your car is declared a total loss after an accident, the insurance company will determine how much they will pay you based on the actual cash value (ACV) of the vehicle. But how can you be sure that the…
What Does “Full Coverage” Car Insurance Include in Minnesota? If you’re shopping for car insurance in Minnesota, you’ve probably heard the term “full coverage.” But what does it actually mean? Contrary to what many believe, “full coverage” isn’t a specific…
According to Nerdwallet, Car insurance companies are analyzed for pricing, service and claims. This is a nationwide analysis of car insurance companies. Insurance is state regulated, so rates and coverage may differ from state to state. Our main focus…
Whether you sell used cars, offer financing, or have a service center, you need insurance coverage that protects your business, inventory, and employees. In this blog post, we’ll explain the key types of insurance coverage smaller car dealerships should consider.…
House fires are among the most devastating events a homeowner can experience. The home fire is the reason Home Insurance came into existence. Home Insurance started out as being named Fire Insurance. Home Insurance began with the idea to pool…
Shopping for car insurance can feel overwhelming, especially with the number of options available. To make sure you get the best coverage for your needs without overpaying, it’s important to avoid some common pitfalls. Here are a few mistakes that…
Let’s be honest—sometimes insurance sucks. And if you’re reading this, chances are you’ve thought the same thing. As an insurance agency, we get it. We hear the frustrations every day. So why are we, an insurance agency, writing about why…
Car insurance is there to protect both yourself and others on the road, but it’s important to understand the limits of your coverage. Knowing what car insurance does not cover can help you avoid surprises and make informed decisions about…