Why do you hear some insurance agents say that they are Independent Insurance Agents.  You never here an Allstate, Farmers, State Farm Agent say that they are a Captive Agent.  A Captive Agent just means that the insurance agent works…

Minnesota ranks as the 4th worst state for homeowners insurance, according to Bankrate.com. The variety of weather related storms that we see in all seasons is the main determining factor. In 2021 the average home insurance cost of home insurance…

If you have received your recent car insurance bill, you may have noticed that your car insurance has increased. Every insurance company is raising rates or already have raised their car insurance rates.   Why? Believe it or not, many car insurance…

If you have Workers Compensation Insurance, you are likely familiar with a Work Comp Audit.  A Workers Compensation Audit will verify a company’s payroll and business operation to make sure they are charging the correct amount of insurance premium.   Workers…

Minnesota Home Insurance Policies change every year.  Both pricing and policy coverage are reviewed every year by Insurance companies. This means that from an insurance coverage and pricing perspective the best insurance companies their policy coverage and pricing every year. Minnesota…

Cyber Insurance provides financial relief from the costs associated with hack attacks, data breaches and system failures.  There are over 1000 Cyber attacks reported to the FBI a day.  Every business has a cyber exposure. A ransomware attack and wire…

Insure Your Property Car Insurance Changes & Home Insurance Changes It’s possible the insurance companies car insurance or home insurance policy coverage has changed.  This is going on right now with our insurance companies. Specifically with home insurance.  Insurance companies are…

Minnesota Car and Home Insurance are increasing in 2022.  Insurance rates are increasing with all Insurance Companies. This has insurance customers very frustrated because all of our other costs are have increased, everything from Gas to Groceries. The reasons are…

Is Electric Vehicle Insurance Expensive? Electric Vehicles are becoming more and more popular.  They are the car of the future.  Be warned, Electric Vehicle Insurance is typically more expensive than the traditional gas powered vehicles.  Whether it is a Tesla,…

What’s Covered for Home Insurance? You have home insurance to repair your home from being damaged.  Fire, Wind, Hail, Water are the primary causes of loss for a home insurance policy.  Home insurance will repair or replace your roof, siding,…