“Totaled” is a very common car insurance term used by insurance companies when a vehicle is damaged beyond a cost they are willing to pay for all of the repairs. When your vehicle is involved in a car insurance accident,…

As a Business Owner there are so many more things to consider than just selling your product. When it comes to small business insurance, you need a variety of insurance coverage to properly protect your business investment. You need to…

Cyber Insurance provides financial relief from costs associated with hack attacks, data breaches and system failures.  There are over 1000 Cyber attacks reported to the FBI each day.  Every business has a cyber exposure. A ransomware attack and wire transfer…

Whether you’re an established homeowner or buying your first home, you already know that having a Minnesota homeowners insurance policy is a necessity. But do you know what is NOT covered on your homeowners insurance policy? This post will introduce…

Almost every business has a need for Cyber Liability Insurance.  Yet, so many businesses do not carry Cyber coverage.  Maybe its the unknown or not knowing where to purchase it. This is a huge mistake.    Insurance Coverage for being Hacked…

Yes, just like your car and home insurance policies that you should review every year, you should review your business insurance and your workers compensation every year. 3 Reasons to Review your Business Insurance 1) Look for Insurance Policy Weaknesses…

If you are moving to Minnesota, you will of course need insurance. Let me tell you why we are a great option for you. All of our insurance agents and customer support team are from the state of Minnesota. So…

There are common changes in today’s home insurance market. These changes are all centered around reducing coverage to the exterior of your home and raising deductibles. Home Insurance companies are trying to limit their exposure, which means the insurance company…

Insurance companies use a variety of rating factors. Every Insurance Company rates a little differently. Anybody that has compared insurance rates with their neighbors, friends or family has noticed car insurance rating can be quite different.  You are not going…

Working with 10+ Insurance Companies, we are able to see changes each company makes year after year. There are changes to rates and coverage almost every year.  This year, in my opinion, the best insurance company when it comes to…