Most are aware by now that 2024 has been a very challenging year for the insurance industry. If you pay your car or home insurance bills, you have noticed the increases over the last several years. Not only have insurance…

When it comes to car insurance, the make and model of your vehicle significantly impact your car insurance premium. In 2024, according to marketwatch.com, Dodge, Tesla, and BMW models are the most expensive to insure. This blog post will summarize…

Accidents can happen anywhere, even when your car is parked. It’s frustrating to find your vehicle damaged, especially when you’re not even in it. Here’s a straightforward guide to understanding what to do if your parked car is hit and…

Running a business comes with many risks, from property damage to liability issues. A comprehensive business insurance plan is necessary to protect your business against unforeseen, damaging events. The Business Package is designed to provide the coverage you need to…

When it comes to protecting your home, having the right insurance and knowing what is covered by your home insurance is very important. However, one common misconception is that standard home insurance policies cover flood damage. Unfortunately, this is not…

When it comes to home insurance, one common concern for homeowners is whether their personal belongings are covered when they are away from home. The good news is that most standard home insurance policies do provide some level of coverage…

One common question homeowners have is whether their home insurance policy covers natural disasters. This isn’t a Yes/No answer. Some Disasters are covered under the standard home insurance policy and some losses are excluded from coverage. Standard Home Insurance Coverage…

In the manufacturing industry, businesses face unique risks and challenges that require specialized business insurance coverage. Here’s a comprehensive guide to the essential insurance coverages for manufacturing businesses. 1. General Liability Insurance General Liability Insurance is fundamental for any business.…

When you purchase car insurance, one of the first things you’ll notice is the premium—the amount you pay for your coverage. Here’s a breakdown of the main factors that influence your car insurance premium. 1. Driving History Your driving record…

As a townhome or condo owner, there are unique insurance coverage needs that differ from your standard single family home insurance policy. This homeowners insurance policy provides protection tailored to the specific requirements of condo and townhome living. Here’s a…