Explanation of Homeowner’s Liability Insurance At its core, liability insurance is a critical component of a standard homeowner’s insurance policy. It is designed to protect homeowners from financial loss if they are legally responsible for injuries or damages that occur…
Understanding Car Insurance Car Insurance Overview Car insurance is a contract between you and an insurance company that protects you against financial loss in the event of an accident or theft. In exchange for paying a premium, the insurance company…
Understanding Truck Insurance: A Vital Decision for Every Trucker In the world of trucking, where every mile counts, truck drivers face numerous challenges and risks daily. Among these, understanding and choosing the right truck insurance coverage. While several types of…
Car Insurance Basics What Car Insurance Coverage Do I Need For Our Family? Choosing the right car insurance can often feel like very daunting, especially for families with multiple vehicles. Each decision impacts not just the safety and financial security…
General Liability Insurance is a type of coverage designed to protect businesses and individuals from a variety of common risks. It serves as a safety net against third-party claims for bodily injury, property damage, and personal and advertising injury. Let’s…
As the winter season blankets our homes in snow and ice, it brings along a unique set of challenges that can impact our living spaces. Homeowners often find themselves facing unexpected issues that can lead to home insurance claims. In…
Understanding Box Truck Insurance: Box truck insurance is a specialized form of commercial auto insurance designed to address the unique risks associated with box trucks. Unlike standard car insurance, commercial insurance for box trucks takes into account the commercial nature…
One key aspect of home insurance that often raises questions is the deductible. In this blog post, we’ll delve into the concept of a 1% deductible, explaining what it is and how it affects the claims process. What is a…
Understanding Professional Liability Insurance: Professional Liability Insurance is designed to protect businesses and individuals providing professional services from the financial consequences of mistakes or negligence that may occur during the course of their work. This type of insurance is particularly…
Welcome to Ameriguard Insurance Agency, where your peace of mind is our top priority. If you’re a homeowner in the beautiful state of Minnesota, you understand the importance of protecting your investment and ensuring your home is safeguarded against unexpected…